The next chapter
Moving home
Moving home means juggling a sale, a purchase and an existing mortgage at the same time. We look at whether to port your current deal or start afresh, and plan the finance around your timeline rather than the other way round.
How we can help
What we take care of
- Reviewing your existing mortgage, including any early repayment charges
- Comparing porting your current product with a new mortgage
- Calculating how much more you could borrow for your next home
- Aligning the mortgage offer with your sale and purchase timescales
Worth knowing
Things to consider
- i.
Early repayment charges can apply if you leave a deal before it ends.
- ii.
Porting is not automatic: the lender will reassess your circumstances.
- iii.
Chains move at different speeds, so offer validity periods matter.
Common questions
Questions we often hear
Can I take my current mortgage with me?
Many mortgages are portable, subject to the lender’s approval at the time. It is not always the best option, so we compare it against the wider market before you decide.
Let’s talk it through.
Every mortgage starts with a conversation. Tell Leon where you are and where you’d like to be, and we’ll take it from there, at your pace.